Regional Victoria has long been one of Australia’s most desirable places to live. Whether it’s the rolling hills of the Macedon Ranges, the seaside charm of the Surf Coast, or the lifestyle opportunities in Ballarat and Bendigo, demand for housing outside of Melbourne has skyrocketed in recent years.

Introduction The Reserve Bank of Australia (RBA) has finally announced its first rate cut in over four years, reducing the official cash rate from 4.35% to 4.10%. This decision follows 13 consecutive rate hikes that had put immense pressure on borrowers. Now, as mortgage holders eagerly anticipate relief, one